For Brokers & Insurers
Trusted valuation partner to UK insurers, brokers and HNW specialists for over 35 years. Pre-loss and post-loss jewellery, watch and fine art valuation.
A Trusted Valuation Partner for Over 35 Years
Prestige Valuations has worked alongside the UK's largest insurers, brokers, claims specialists and private client advisors for over three and a half decades. Our independent valuation work is recognised across the industry for its accuracy, evidential rigour and consistency. Our post-loss replacement service has resolved tens of thousands of claims to the satisfaction of both insurers and claimants.
If you're a broker, underwriter, claims manager or private client adviser looking for a valuation partner who takes the same pride in their work as you do, we'd welcome a conversation.
Services for Brokers and Insurers
End-to-end valuation services for every stage of the insurance cycle.
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Pre-loss valuation across jewellery, watches, fine art, handbags and antiques
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Post-loss validation and replacement
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Claim handling on insurer authorisation
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Probate and inheritance valuations
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Expert witness reports
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Bulk valuation programmes for HNW client books
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On-site valuation visits across the UK
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White-label valuation reports
Why Brokers Work With Us
Underinsurance is the silent failure of jewellery and watch insurance. It's almost always identified at the worst possible moment — when a client is already making a claim. Around three in four claimants are underinsured at the point of loss, often by significant margins. The friction, delays and disappointment that follow are damaging to client relationships and to broker-insurer trust.
Our work with brokers is built around preventing exactly this. We provide accurate pre-loss valuations across the full range of categories — jewellery, watches, handbags, fine art, antiques — and we proactively flag where existing schedules are out of date. The result is fewer surprises at the point of claim, and stronger client relationships.
Frequently asked questions
We charge a fixed fee per item, agreed upfront. Contact us with details of the estate and we'll provide a quote.
Yes. Every probate valuation we produce is formatted to meet current HMRC requirements and is accepted for inheritance tax purposes.
Yes. We produce independent valuations for solicitors, barristers and family law specialists across the UK. Where required, we can provide expert witness testimony.
Yes. We can liaise directly with your solicitor's office, or work with executors and family members — whichever suits the case.
Yes. For probate estates with significant collections, we offer on-site valuations at the property.
Turnaround depends on the size and complexity of the case. We can adapt to court deadlines and probate timeframes — let us know what you're working to.
The Underinsurance Problem
When a claim is settled and the client discovers their actual replacement value is double or triple the schedule, the consequences ripple through the broker-insurer relationship. The client loses confidence. The broker loses credibility. The insurer absorbs a settlement that should have been higher all along.
We help brokers retain more clients and increase premium per client by ensuring sums insured reflect true replacement value from the outset. It's a small additional step at the point of policy that prevents a much larger problem at the point of claim.
Accurate sums insured from day one
We proactively flag where existing schedules are out of date, so clients are correctly covered before a claim ever arises.
Fewer claim disputes
When the sum insured reflects true replacement value, claims settle faster with less friction for everyone involved.
Stronger client retention
Brokers who offer proactive valuation services give clients a reason to stay — and a reason to consolidate.
Setting Up a Partnership
Whether you're looking for a one-off engagement or an ongoing programme, contact our broker team to discuss what you need. We can work to your branding, your turnaround requirements and your client communication standards.
